Ruth Monger is the group leader of her village organization in Jocobtown, Liberia, one of the areas that was hardest hit by Ebola. Many of the borrowers in her group lost their businesses after the crisis hit and were unable to pay back their loans. Ruth kept encouraging her group members (right) to repay their loans when they could. When they couldn't make a payment, she took it upon herself to cover for them until they could pay her back.
She is deeply admired by her group members for her tenacity and thoughtfulness.